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How to Know if You Have Credit Card Problems

If you’re living beyond your means, you could be courting financial disaster. Here are some indicators that you need to get your credit card usage under control. Your income’s dwindling but your credit card balances keep growing. Lost your job but can’t seem to reign in those charge cards? Don’t be surprised when the bill collectors come[...]
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Oops! You forgot something on your tax return. Now what?

Whew! The rush is over once your personal income tax return is done for another year – or so you thought…right up until the moment you discover information you forgot to include. Now what? The action you take depends on the type of information you forgot. For instance, say you reported all your income on[...]
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4 Tips for Organizing your Finances

In our busy lives, it’s sometimes tough to corral our financial records. Bills, paycheck stubs, tax returns, and bank statements can disappear into dusty attic corners and bulging desk drawers. Important insurance policies can hide out beneath bins of holiday ornaments and electrical supplies. Mortgage documents can sneak into old books or hide themselves in nooks[...]
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5 Tax Break Tips for the Self-Employed

When it comes to taxes, being self-employed has some advantages. Whether you work for yourself on a full-time basis or just do a little moonlighting on the side, the government has provided you with a variety of attractive tax breaks. 1. Save for retirement. When you’re self-employed, you’re allowed to set up a retirement plan for[...]
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