Budgeting Archives - JMV Financial Services

Budgeting

Good Debt vs. Bad Debt: How to Manage Both

by Jillian Verdun
Posted on September 11, 2024
in Budgeting, Cash Management, Financial Health

Good Debt vs. Bad Debt: How to Manage Both They say all combined household debt in America currently adds up to 17 trillion dollars. While that’s not a number many may know how to write – it is likely that this is a number that you [and I] have contributed to. Unsurprisingly, Americans continue to[...]

Many people are all too familiar with the ease and convenience of spending with debit/credit cards. One swipe, no bills or coins, and a spending trip made quick and easy. What many people don’t consider is how quickly their spending can add up using this method – and without even noticing it. A simple and[...]

by Jillian
Posted on November 30, 2022
in Budgeting, Cash Management, Financial Health

Everyone is born with different levels of money management skills. Generally speaking, you must develop a better relationship with money to manage your money better. In other words, you need to understand how you think and feel about money. Ask yourself, “What emotions arise inside of you when thinking about money?” Consider how you think[...]

Preparing your child for success in college means many things. Not only must your child learn to live on their own, but they must also know how to handle their finances. In the first part of this series, we talked about setting your child up with a student checking account. In this post, we’ll talk[...]

by Jillian
Posted on August 9, 2022
in Budgeting

Back-to-school is just around the corner, and parents of college students are preparing their kids to be away from home. While you talk about the ins and outs of living on their own, ensure you’re preparing your child financially too. Now is perfect if they’ve never handled their own money or owned a checking account. [...]

Your cost of living is an opportunity cost for saving or investing for the future. The more it costs you to live, the less you can save. While everyone has daily costs of living, you might be paying more than you realize. Here’s how to tell if your cost of living is too high and how[...]

by Jillian
Posted on April 20, 2022
in Budgeting

We all have something we imagine for our future. Whether it be a downpayment for a home, paying off student debt, or simply wanting a cruise to the Bahama for some R&R, these can all be too expensive to pay out of pocket. Setting financial goals can help you do the impossible, but how do[...]

by Jillian
Posted on April 6, 2022
in Budgeting

It may be difficult to develop a saving habit with the way expenses are thrown at us. There’s always a bill to pay, whether or not it is in the budget. As a result, attempting to save as a habit may prove challenging. There are many different saving strategies. The general rule is to have the[...]

The average American gets an average tax refund of $3000 annually. The temptation, normally, is to go on a “me time” spending spree. Spend a little on shoes, a little on snacks, a little on shopping, maybe a stroll to the beach and every other thing. “What would be more satisfying than spending money that is[...]

Buying a home is a major milestone in your life. In addition to serving as the place where you likely live for many years, a home will likely be the most valuable asset that you’ll ever own. However, before you can buy a property, you’ll need to come up with a down payment of up[...]

Budgeting

Good Debt vs. Bad Debt: How to Manage Both

Using the “All-Cash” Diet to Spend Smarter

How to Improve Your Money Management Skills

Back to School: Preparing your College Student for Financial Success

Back to School: Student Checking Account Edition

Is your Cost of Living too High?

How to Set Financial Goals

How Much Should I Have in Savings?

10 Smart Ways to Spend Your Tax Refund

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment

Get Started Today Download the 5 Core Chapters of the Book Profit First

Avoid the Top 10 Bookkeeping Mistakes

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