It can – and does – happen to the best of us. We make those financial decisions that seem great in the moment but often end up leaving us with regret and in debt. Unless we’ve been taught how to effectively manage our money, we’ll keep cycling through the same patterns until we end up[...]

If you’re looking for a few more ideas to add to your savvy spending list, look no further! (For a Part 1 refresher, click here: https://jmvfinancialservices.com//4-smart-ways-to-spend-your-tax-refund/) 1.Donate to a charity. Not only will you feel good about helping a cause you’re passionate about, donating to a worthy charity will pay it forward to your tax refund[...]

It’s finally here! That moment you’ve been waiting 365 days for: your tax refund is on its way!! But wait. Before you mentally or physically go spend it all in one place, here are some wise tax hacks you should consider in order to help make your refund even more profitable for you: 1. Hire[...]

Spring is that time of year when everything seems new. Flowers bloom. Birds sing. Days are longer. And trees start to have life again. Here are four fresh ideas to help make sure your money tree is brimming with life this spring as well: 1.Plant a seed. Have you ever thought about how great it[...]

Entrepreneurs and business owners often struggle with the idea of drawing a salary at the start up of their ventures since their focus is on making the business profitable as quickly as possible. The reality is, though, you still have to make an income as the owner for the same reasons you did as an[...]

It’s no secret that budgeting is the most powerful first step you can take on your journey to financial freedom https://jmvfinancialservices.com//budgets-friends-not-foes/ Delegating your income for expenses like your mortgage, car payment and cable may seem obvious, but here are eight not-so-glaring and often forgotten expenses that can sneak up on you if you’re not budgeting[...]

While being in your 30s isn’t necessarily “dirty,” here are some financial hacks to help you avoid a mess if your life takes an unexpected turn. 1. Got Bank? It’s a great idea to have at least $400-$500 tucked away for any type of “pop up” expenses like needing a deposit on a new apartment[...]

If you’re a one-man (or woman) show, it’s tough to keep up with all the hats you have to wear when you’re running your business. Even if you’re a multi-person operation, it can still be challenging to have the right person in the bookkeeping seat, so let’s take a look at a few upleveling tips[...]