budget Archives - JMV Financial Services

Good Debt vs. Bad Debt: How to Manage Both

by Jillian Verdun
Posted on September 11, 2024
in Budgeting, Cash Management, Financial Health

Good Debt vs. Bad Debt: How to Manage Both They say all combined household debt in America currently adds up to 17 trillion dollars. While that’s not a number many may know how to write – it is likely that this is a number that you [and I] have contributed to. Unsurprisingly, Americans continue to[...]

Many people are all too familiar with the ease and convenience of spending with debit/credit cards. One swipe, no bills or coins, and a spending trip made quick and easy. What many people don’t consider is how quickly their spending can add up using this method – and without even noticing it. A simple and[...]

Preparing your child for success in college means many things. Not only must your child learn to live on their own, but they must also know how to handle their finances. In the first part of this series, we talked about setting your child up with a student checking account. In this post, we’ll talk[...]

The cost of everything is going up around you, so how do you manage your money during this time? If business has remained the same (or slowed down), you might wonder how you’ll make your dollar stretch with inflation rates increasing what feels like monthly. Fortunately, there are simple ways to handle your money during inflation.[...]

You’ve probably felt the effects of inflation by now at the gas pump, grocery store, and even at local restaurants. Prices everywhere are increasing and it’s due to inflation or the increase in the cost of living. Suddenly, it’s more expensive for us to do the things we do on a normal basis. While it’s[...]

by Jillian
Posted on April 20, 2022
in Budgeting

We all have something we imagine for our future. Whether it be a downpayment for a home, paying off student debt, or simply wanting a cruise to the Bahama for some R&R, these can all be too expensive to pay out of pocket. Setting financial goals can help you do the impossible, but how do[...]

by Jillian
Posted on April 6, 2022
in Budgeting

It may be difficult to develop a saving habit with the way expenses are thrown at us. There’s always a bill to pay, whether or not it is in the budget. As a result, attempting to save as a habit may prove challenging. There are many different saving strategies. The general rule is to have the[...]

The average American gets an average tax refund of $3000 annually. The temptation, normally, is to go on a “me time” spending spree. Spend a little on shoes, a little on snacks, a little on shopping, maybe a stroll to the beach and every other thing. “What would be more satisfying than spending money that is[...]

Buying a home is a major milestone in your life. In addition to serving as the place where you likely live for many years, a home will likely be the most valuable asset that you’ll ever own. However, before you can buy a property, you’ll need to come up with a down payment of up[...]

Most of us have a good handle on our monthly budget. We know how much it costs to cover insurance, utilities, housing, and so forth. Those expenses are easier to track because they come up every month. The hard part is finding a way to budget for those occasional items–a vacation, new appliances, or other[...]

budget

Good Debt vs. Bad Debt: How to Manage Both

Using the “All-Cash” Diet to Spend Smarter

Back to School: Preparing your College Student for Financial Success

Inflation Part 2: Money Management During Inflation

Inflation Part 1: What is it and how does it happen?

How to Set Financial Goals

How Much Should I Have in Savings?

10 Smart Ways to Spend Your Tax Refund

How to Save for a House: Tips and Tricks to Fund Your Own Down Payment

How to budget for big expenses

Get Started Today Download the 5 Core Chapters of the Book Profit First

Avoid the Top 10 Bookkeeping Mistakes

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