financial management

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4 Ways to Stabilize Your Finances on an Unstable Income

In the grand scheme of things, income is rarely stable even if you’re paid a regular salary. And was that a big “Amen!” I just heard from the freelancers and independent contractors as to how true that statement is? While we’ve talked a lot about budgeting a time or two already (https://jmvfinancialservices.com//budgets-friends-not-foes and https://jmvfinancialservices.com//8-forgotten-expenses-to-factor-into-your-budget), there’s no time[...]
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4 More Smart Ways to Spend Your Tax Refund

If you’re looking for a few more ideas to add to your savvy spending list, look no further! (For a Part 1 refresher, click here: https://jmvfinancialservices.com//4-smart-ways-to-spend-your-tax-refund/) 1.Donate to a charity. Not only will you feel good about helping a cause you’re passionate about, donating to a worthy charity will pay it forward to your tax refund[...]
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4 Fresh Ideas for Harvesting More Greens (Money) this Spring.

Spring is that time of year when everything seems new. Flowers bloom. Birds sing. Days are longer. And trees start to have life again. Here are four fresh ideas to help make sure your money tree is brimming with life this spring as well: 1.Plant a seed. Have you ever thought about how great it[...]
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8 Forgotten Expenses to Factor into Your Budget

It’s no secret that budgeting is the most powerful first step you can take on your journey to financial freedom https://jmvfinancialservices.com//budgets-friends-not-foes/ Delegating your income for expenses like your mortgage, car payment and cable may seem obvious, but here are eight not-so-glaring and often forgotten expenses that can sneak up on you if you’re not budgeting[...]
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5 Money Fixes to Help You Clean Up Your “Dirty 30s.”

While being in your 30s isn’t necessarily “dirty,” here are some financial hacks to help you avoid a mess if your life takes an unexpected turn. 1. Got Bank? It’s a great idea to have at least $400-$500 tucked away for any type of “pop up” expenses like needing a deposit on a new apartment[...]
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4 Ways to Kick of Your New Year’s (Financial) Fitness Resolutions

The start of a new year is more often than not the start of new plans for new habits. Most people “resolve” to get healthy physically, but in a recent Fidelity study one-third of Americans will vow to get healthy financially. Whether you find yourself wanting to save more, spend less or pay off debt,[...]
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