In the grand scheme of things, income is rarely stable even if you’re paid a regular salary. And was that a big “Amen!” I just heard from the freelancers and independent contractors as to how true that statement is? While we’ve talked a lot about budgeting a time or two already (https://jmvfinancialservices.com//budgets-friends-not-foes and https://jmvfinancialservices.com//8-forgotten-expenses-to-factor-into-your-budget), there’s no time[...]