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5 Steps to Smart Financial Decisions

Managing money is one of the leading causes of stress for the majority of people today. It’s actually been a pressure point for families and individuals for generations, but it doesn’t have to be. There’s no time like the present to flip the financial script and create a new mindset around spending and saving. Here[...]
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3 Ways to Save on a Bare Bones Budget

We all know what it’s like to be cruising along on financial autopilot when BAM! Out of “nowhere” a major “unexpected” hit comes and knocks us into a scrambling tailspin. Whether it’s medical expenses, taxes, that credit card bill we lost track of, car repairs or anything outside the norm, those extraordinary “hits” can set[...]
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4 Ways to Stabilize Your Finances on an Unstable Income

In the grand scheme of things, income is rarely stable even if you’re paid a regular salary. And was that a big “Amen!” I just heard from the freelancers and independent contractors as to how true that statement is? While we’ve talked a lot about budgeting a time or two already (https://jmvfinancialservices.com//budgets-friends-not-foes and https://jmvfinancialservices.com//8-forgotten-expenses-to-factor-into-your-budget), there’s no time[...]
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4 More Smart Ways to Spend Your Tax Refund

If you’re looking for a few more ideas to add to your savvy spending list, look no further! (For a Part 1 refresher, click here: https://jmvfinancialservices.com//4-smart-ways-to-spend-your-tax-refund/) 1.Donate to a charity. Not only will you feel good about helping a cause you’re passionate about, donating to a worthy charity will pay it forward to your tax refund[...]
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